Terms of use – StakrTrust

These Terms of Use, together with any and all policies, amendments, appendices, notices, risk disclosures, compliance standards, technical rules, calculation methodologies, access regulations, internal verification criteria, descriptions of functionality, as well as any future editions of these documents directly or indirectly posted by the platform operator, form the complete, exclusive, exhaustive and have priority over any other communications, promises, negotiations, representations and expected agreement between the user and StakrTrust - Liquidity Bank in relation to any actual, intended, trial, conditional or preliminary interaction with the platform and any associated interfaces, accounts, modules, services, software components, communication channels and accounting mechanisms.

Any access to the platform, including, but not limited to, viewing pages, registering, starting verification, sending documents, connecting a wallet, replenishing, submitting Withdraw requests, participating in the referral system, completing quests, receiving XP, increasing the level, receiving or displaying accruals, attempting to contact support or performing any other action in the digital environment of the platform, is considered as a final, unconditional and legally significant confirmation that the user is independently, without any pressure, relying solely on his own assessment and professional advice on at his own discretion, accepted these Terms in full.

To avoid any doubts, ambiguities, subsequent objections or attempts at broad interpretation, the user expressly agrees that descriptions of the platform as “Liquidity Bank”, “liquidity bank”, “reserve liquidity infrastructure”, “source of daily accruals” or other similar terms have exclusively marketing and operational, and not banking or investment legal significance and do not create, do not imply and cannot be reasonably interpreted as establishing regulated deposit relationships, trust, fiduciary management, guaranteed capital preservation, bank account agreement, investment agreement or obligation to provide a certain financial result.

The user further confirms that no oral or written communication, no publication on the site, no screenshot of the interface, no mention of profitability, reserves, buffers, affiliate activity, stability, daily accruals, multipliers, levels, quests, referral percentages, pool volume or duration of the project does not form a separate contractual promise, does not modify these Terms and cannot be used as an independent source of claims, expectations, claims, claims of misrepresentation or other claims of a property or non-property nature.

If any user, third party or government entity attempts to interpret portions of the platform in a manner inconsistent with these Terms, the most restrictive, platform-protective, non-extension-of-liability interpretation permitted by applicable law will prevail in all cases, and user hereby expressly and expressly waives any attempt to rely on good faith expectations, implied warranties, course of dealing, pre-contractual liability, culpa in contrahendo, promissory estoppel or other similar doctrines therein. to the extent that such refusal is permitted by law.

Without prejudice to the generality of the foregoing, mutatis mutandis and to the extent permitted by applicable law, the user agrees that any attempt to construe these Terms contra proferentem, by reference to allegedly unequal bargaining power, informational asymmetry, adhesion-contract doctrines, consumer-favor presumptions or other similar approaches, shall be limited or excluded, since the user acknowledges the informed, voluntary and commercially reasonable nature of the acceptance of these Terms.

Access to the platform is permitted exclusively to persons who have full civil capacity, sufficient authority, a real ability to understand the economic, technical and legal consequences of their actions and are not limited in the use of digital assets, online financial services or mechanisms substantially comparable to the provision of liquidity, either by law, judicial act, regulatory order, or by virtue of any internal corporate restrictions applicable to such person.

The user solely and unconditionally assumes the responsibility, before and throughout the entire period of using the platform, to check the applicability to him of any national, supranational, tax, sanctions, currency, consumer, financial, corporate, licensing and other regimes that may directly or indirectly affect the admissibility of using the platform, and the platform does not provide and is not obliged to provide legal opinions, compliance-opinion, jurisdictional memo, individual warnings or other explanations suitable for the purposes of legal qualification of the user’s actions.

The User irrevocably assures that he does not act through nominees, dummies, undisclosed beneficial owners, fictitious structures, distorted residency information, altered device fingerprints, VPN/Proxy chains, geo-restriction bypass tools, fake corporate credentials or other mechanisms that can hide the true nature of the person using the platform, and agrees that any identification or reasonable suspicion of such circumstances is sufficient grounds for immediate restriction or termination of access without incurring any liability on the platform.

Any use of the platform for the benefit of third parties, clients, investors, principals, groups of persons, funds, trusts or other structures without prior and express approval by the platform is solely at the user's risk and does not create for the platform any obligations to such third parties, nor the obligation to identify their interest, nor the obligation to take into account their rights when making any decision on the account, charges, verification, Withdraw or termination of service.

The User agrees that the eligibility criteria are ongoing in nature, subject to unilateral revision by the platform at any time, do not constitute acquired rights, vested rights or protected expectations and may be changed, tightened, supplemented or applied retrospectively to current accounts to the extent necessary to protect the platform, its counterparties, infrastructure, reserves or legal status.

The user additionally accepts and confirms that any doubts regarding his own legal capacity, admissibility of participation, tax consequences, regulatory status or admissibility of cross-jurisdictional use of the platform are interpreted against the user and cannot subsequently be used by him as a basis for rescission, avoidance, restitution, reformation, partial unenforceability or for making claims for return, compensation, recalculation or mitigation of the consequences of actions previously committed by him.

The platform proceeds from the fact that proper identification of the user, verification of his identity, analysis of the origin of funds, monitoring of transaction activity, assessment of the sanctions and fraud-risk profile, as well as any other compliance and internal security procedures that the platform deems necessary, are an essential condition for access to the platform, not only at the time of registration, but throughout the entire existence of the account, regardless of previously passed checks, received statuses and previously authorized operations.

The user unconditionally agrees that the platform may, at its sole discretion, request documents, explanations, video verification, wallet proof, exchange statements, tax confirmations, proof of origin of assets, UBO information, proof of address, confirmation of business activity, as well as any other materials that the platform deems relevant, sufficient or at least potentially useful for internal risk assessment, without disclosing specific criteria, triggers, algorithms or response thresholds.

Notwithstanding anything to the contrary, the user agrees that the platform is not obliged to disclose neither the sources of compliance signals, nor the risk assessment methodology, nor internal fraud models, nor the reasons for triggering sanctions filters, nor the criteria for accepting or rejecting materials, and that the absence of such disclosure cannot be interpreted as a violation of due process, procedural fairness, equality of arms, transparency duties or similar principles, unless otherwise directly follows from an irreparable rule of law.

Any verification statuses, including Tier 0, Tier 1, Tier 2 and Tier 3, are provided intuitu personae, are strictly personal, non-transferable, dependent on continued compliance with the internal criteria of the platform and are subject to immediate revision if factual, legal, technical or reputational circumstances change, directly or indirectly affecting the user profile.

The user irrevocably waives, to the extent legally permissible, any argument that prior approval, prior silence, prior document acceptance, prior successful Withdraw, prior accrual display or prior support communication creates estoppel, waiver, vested expectation, legitimate expectation, procedural entitlement or comparable reliance interest preventing the platform from reopening, escalating, or adverse-reassessing the user profile.

The platform provides a digital environment in which users' supported assets can be operationally accounted for in a managed liquidity model to serve the reserve and settlement needs of B2B partners, while the platform retains absolute discretion to describe, change, suspend, limit and redefine any internal mechanisms relating to allocation, reservation, queuing, access, commission calculation, bonus accrual and interface logic.

No representation of estimated, historical, current, indicative or forecast profitability, interest rate, daily accrual, multiplier effect, referral yield, level bonus, reserve strength, queue status, lock metric, partner usage, total value locked or other economic metric means, implies or can be interpreted as a guarantee of payment, a guarantee of preservation of the calculation logic, a guarantee of unchangeable methodology or a guarantee that the corresponding indicator will remain in the future to at least approximately comparable extent.

In particular, and without limiting the general nature of the discretion of the platform, any algorithms for allocation, quotas, prioritization, reinvestment, queue management, reserve balancing, partner utilization mapping, reward issuance, referral attribution, gamified segmentation and other internal mechanisms may be modified, replaced, suspended, hidden, recalibrated or decommissioned ad hoc, ex ante or ex post from time to time, without the user having the right to challenge the very feasibility of such decisions.

The User specifically agrees that the platform is not obligated to maintain economic neutrality, consistency of user experience, stability of comparative benefits between users, symmetry of benefit distribution over time, or preservation of historical parity between current and future participants, since the very nature of the platform involves operational, risk-based and policy-driven variability.

The user understands and confirms that the fact of sending a digital asset to an address associated with the platform does not in itself automatically, instantly, unconditionally or indisputably create the right to credit the corresponding amount of the asset to the user’s account, since such crediting is always subject to internal verification, network finality, correctness of the route, compliance with technical requirements, risk control policy and the absence of circumstances that the platform considers incompatible with the safe acceptance of the deposit.

The platform has the right, for reasons both objectively confirmed and reasonably suspected, to place any deposit in the status of review, pending, delayed, queued, partially recognized, conditionally recognized or under investigation if there are signs of chain anomaly, routing inconsistency, wallet contamination, sanctions exposure, suspicious pattern, technical mismatch, omitted tag or memo, unsupported path, reconciliation gap, infrastructure incident or other circumstances that, in the opinion of the platform, require additional analysis.

The user assumes all risks associated with incorrect indication of the network, address, destination tag, memo, wallet compatibility, errors of third-party providers, actions of custodial exchanges, validator delays, smart routing and other external factors, and agrees that, to the extent permitted by law, the platform does not bear and does not undertake obligations to restore, search, compensate or otherwise resolve the consequences of such errors.

Even if the deposit is technically received and reflected in the system, the platform reserves the right to temporarily or permanently limit the use of the corresponding balance, exclude it from accrual calculations, not allow it into the liquidity pool, subject it to additional verification or require an expanded package of documents if the platform has compliance-, security- or risk-related reasons to consider such a balance requiring a special treatment regime.

The User waives any argument that the publication of an address, confirmation of receipt of a transaction in the blockchain, display of status in the interface, automatic notification or silence of the platform creates an independent obligation of the platform to allow the deposit to be fully and unimpededly used, unless otherwise confirmed by a final decision of the internal systems and procedures of the platform.

In addition, the user agrees that any issues of identification of the origin of a particular deposit, wallet clustering, taint analysis, travel-rule reconciliation, attribution disputes, custodial exchange traceability and similar circumstances are subject to evaluation by the platform in accordance with the internal evidentiary freedom, and not according to a standard convenient or desirable for the user.

The user agrees that the processing of Withdraw requests, as well as setting up reinvestment modes, is carried out not as an unconditional payment obligation of the platform to the user, but as a managed operational process, subject to the requirements of security, compliance, backup stability, technical availability of the network, conscientious protection of the interests of other platform participants and internal regulations, which may change without individual approval.

Any Withdraw request may be rejected, delayed, queued, broken into parts, sent for manual verification, re-checked, frozen or declared unexecutable until the circumstances are clarified if there are or reasonable suspicions of fraud indicators, suspicious wallet exposure, sanctions match, account compromise, unusual behavior, reserve stress, legal hold, competing claim, policy breach or any other circumstance that the platform deems sufficient to apply the protective mode.

The Platform has the right to establish minimum thresholds, rolling limits, daily quotas, cooldown periods, address allowlisting, mandatory re-authentication, verification refresh, delayed release windows, extraordinary-event throttles, reserve-protection restrictions and any other Withdraw control tools, even if such measures were not individually communicated to a specific user in advance.

The very fact of displaying the balance, accruals, pending rewards or any other digital entry in the interface does not mean that the corresponding volume of assets is in the status of an immediately available and unconditionally withdrawable liability; on the contrary, the user acknowledges that any such indicator may be subject to reconciliation, recalculation, adjustment, temporary limitation, withholding, clawback or other internal settlement.

To the maximum extent permitted by law, the user agrees that delaying a Withdraw, changing the logic of a Withdraw, introducing new conditions for a Withdraw, or refusing a Withdraw on compliance, security, risk, or legal-related grounds does not form an independent basis for recovering damages, interest, lost profits, moral damages, or other forms of civil liability from the platform.

For the avoidance of doubt, no delay, multi-stage, additional verification, re-authentication, change in execution order, request for explanation, request for wallet proof or reserve-related throttling should not be qualified as wrongful withholding, conversion, unjust enrichment, constructive trust breach, bad-faith denial or other basis for extensive presentation of requirements, if the corresponding actions are at least plausibly correlated with the security or compliance logic of the platform.

The user does not have the right to use the platform either for purposes or in ways that directly or indirectly violate the law, compliance requirements, the operational stability of the platform, the interests of other users, the interests of B2B partners or the internal economic model of the service, and the list of prohibited actions is interpreted as broadly as possible and includes both explicitly stated violations and functionally equivalent behaviors that are similar in economic meaning or technological effect.

The user agrees that for the purpose of protecting the platform, it is sufficient not only a proven violation, but also a reasonable suspicion, indication, anomaly, pattern deviation, correlation signal, heuristic trigger, or a combination of indirect factors, which, at the discretion of the platform, allow a conclusion about the likelihood of abuse and justify the use of protective measures.

For the purposes of applying this section, the platform has the right to rely on a set of formal and informal signs, statistical patterns, heuristics, anomaly scores, graph relations, session signals, timing analysis, device overlap, wallet overlap, behavioral similarity and any other indications that, individually or collectively, allow the platform to assume the presence of abuse, circumvention strategy or other undesirable behavior.

The user agrees that the platform’s protective measures may be preventive, preventive, interim, investigative, preservational or deterrent in nature and do not require a final determination of the user’s guilt in a substantive sense, unless otherwise expressly required by a mandatory rule of the applicable law.

The user acknowledges that digital assets are characterized by high volatility, technological complexity, potential vulnerability to network and software failures, regulatory uncertainty, risk of counterparty insolvency, risk of loss of liquidity, risk of cyber attacks, risk of technical errors during transmission, risk of sudden restrictions from third services and other risks, a complete list of which, due to the very nature of the digital environment, cannot be exhaustively listed in advance.

The user also acknowledges that any data on past profitability, reserve volumes, buffer levels, partner activity, accrual intensity, historical stability, platform operating time, growth dynamics, number of health checks, expected percentages, queue status, network volumes or other indicators are not a guarantee, promise, assurance, public offer, basis of bargain or other source of enforceable expectation.

Any decision by the user to replenish, retain assets, reinvest, withdraw, participate in the referral program, increase the level of verification or otherwise use the platform is made solely by the user, at his own risk and under his personal responsibility, without the platform having any obligation to confirm the feasibility of such a decision, warn about all possible consequences or compensate for a negative economic result.

For the avoidance of doubt, the user expressly confirms that he understands the possibility of complete or partial loss of the economic value of his digital assets, delays in access to them, Withdraw restrictions, changes in the accrual regime, changes in partner demand, revision of the reserve model, suspension of networks, failure of infrastructure providers and other events that could lead to adverse consequences, and agrees not to make claims to the platform solely on the basis that such risks have materialized.

If applicable law does not allow a complete exclusion of certain risks or limitations of liability, the provisions of this section shall apply to the fullest extent permitted by law, but any remaining minimum burden of platform liability shall be construed restrictively and shall not apply to cases that may be covered by a contractual waiver permitted by law.

The user also agrees that neither the existence nor the publication of risk disclosures shall be interpreted as an undertaking by the platform to eliminate, mitigate, hedge, insure against, monitor continuously, predict accurately, or proactively notify the user about the crystallization of any specific risk, save only to the extent such duty is expressly and mandatorily imposed by applicable non-waivable law.

To the fullest, broadest extent permitted by applicable law, the platform, operator, their affiliates, participants, directors, managers, employees, consultants, contractors, infrastructure providers, compliance providers, hosting providers, technology partners, auditors, agents, assigns and any other persons directly or indirectly involved in the creation, provision, promotion, support or operation of the platform, exclude and disclaim any form of express, implied, statutory, quasi-contractual, tortious, restitutionary or other liability to the user.

Without limiting the generality of the foregoing, the platform is not liable for direct, indirect, incidental, special, consequential, punitive, exemplary, enhanced, multiple, statutory, punitive, speculative, reputational, expectation-based, reliance-based, restitutionary, opportunity-cost or other damages, including, but not limited to, decrease in asset value, loss of profit, loss of chance, loss of data, loss of access, loss of accruals, loss of multiplier, loss of referral payments, loss of rank, delay Withdraw, refusal to withdraw, account blocking, change in conditions, interface error, technical failure, action of a third party, change in legislation, or any cumulative result of these circumstances.

The user unconditionally agrees that the platform does not and never provides guarantees of merchantability, fitness for a particular purpose, uninterrupted availability, freedom from defects, latency-free operation, compatibility with user expectations, adequacy of reserves, constancy of accruals, legal suitability for the user, profitability, recoverability of mistaken transfers, enforceability of referral structures, permanence of access windows, or compliance of the platform with any subjective or objective model of user expectations.

The user additionally agrees that even in a hypothetical situation where the platform, contrary to its intention and contractual structure, can be recognized as bearing irrevocable liability on a separate basis, such liability in any case should be interpreted as narrowly, restrictively and within the minimum unavoidable scope, and the user refuses to recover any indirect consequences, lost profits, market losses, consequential chain effects, reputational harm and any claims based on estimated profitability or unfulfilled expectations.

For the purposes of this section, the user in advance, knowingly and unconditionally waives, to the extent permitted by law, from making claims to the platform based on negligence, gross negligence to the extent waivable, innocent misrepresentation, negligent misstatement, implied covenant theories, special relationship theories, fiduciary-duty theories, consumer expectation doctrines, warranty doctrines, reliance doctrines and any similar legal constructs, unless otherwise prescribed by a mandatory norm that does not allow contractual exception.

The user acknowledges and agrees that all services are provided “as is”, “as available”, “with all faults”, “subject to change”, “without any representation as to outcome”, and that no claim against the platform can be considered proper if the actual cause of user dissatisfaction is market fluctuations, realized risk of digital assets, changes in internal platform policies, platform protective measures, compliance requirements, actions of third parties, technical incidents or any discrepancy between user expectations and the actual operation of the service.

Sine dubio, and in addition to the foregoing, the user accepts that any attempt to recharacterize platform conduct as advice, recommendation, assurance, undertaking, guarantee, custodial promise, fiduciary undertaking, suitability assessment, or special-relationship conduct shall be suppressed by the most restrictive interpretation of the facts and the text of these Terms.

Any dispute, claim, demand, complaint, claim, cause of action, petition, application or other form of user contact with the platform is subject to preliminary internal review in a manner that the platform deems reasonable and applicable, and the user undertakes, until such internal procedure is exhausted, not to initiate public pressure campaigns, coordinated complaints, third-party collection strategies, class-oriented tactics or other measures aimed at exerting disproportionate pressure on the platform.

The user agrees that any of his requests must be strictly individualized, documented, limited to the actual circumstances of a particular account and cannot be based on links to general publications, marketing theses, messages from third parties, user discussions, informal comments or subjective expectations that are not enshrined in the mandatory part of the legal documentation of the platform.

To the extent permitted by law, the user waives the right to participate in collective, representative, group, class-based, mass-action, coordinated arbitration or similar proceedings against the platform, and also agrees that any remedies, if available at all, are subject to interpretation as individual, limited and do not create grounds for a systemic review of the platform model in the interests of an indefinite number of persons.

The User further agrees that the platform has the right to invoke any contractual clause limiting jurisdiction, forum, venue, remedies, evidentiary burdens, limitation periods or scope of available relief, and that such restrictive interpretation forms a significant part of the economic and legal balance of these Terms.

No submission of a complaint, receipt of a case number, automatic response, participation of the support service in correspondence, or temporary consideration of the issue does not mean an acknowledgment of obligation, waiver of the platform's objections, recognition of the jurisdiction of a particular authority, or agreement with the qualification of circumstances proposed by the user.

The user additionally covenants that any dispute presentation shall be narrowly framed, strictly particularized, non-speculative, documentary-grounded and free from rhetorical amplification, public-pressure leverage, reputational coercion or systemic challenge framing, and that any deviation from such standard may be treated by the platform as procedurally improper, abusive, or premature.

Nothing in this section shall be construed to limit the platform's right to raise cumulatively, alternatively or subsidiarily jurisdictional, procedural, substantive, limitation-based, evidentiary, contractual, equitable or forum-related defenses simultaneously and in any combination that the platform deems useful to its defense.

The platform has the right at any time, without prior notice, without giving reasons, to an extent exceeding the minimum required at the discretion of the platform, and without assuming any liability to the user, to limit, freeze, suspend, segment, downgrade, deactivate or permanently terminate access to the account, individual functions, accruals, withdrawals, referral rights, game mechanics, verification statuses or any other aspects of using the service.

Any termination of service does not relieve the user of prior and continuing obligations, including the obligation to cooperate with inspections, provide documents, respond to requests from the platform, compensate the platform for losses, refrain from prohibited actions, comply with restrictions on the use of data and not interfere with the protection of the platform's rights and interests.

The user agrees that after termination of the account, the platform has the right to store, archive, analyze, transfer within the limits of the permissible exchange law, use for internal control and preserve for evidentiary purposes identification materials, transaction history, device data, blockchain analysis outputs, compliance notes, support correspondence and other data for such period as the platform deems necessary or as prescribed by law, audit, regulatory expectations or defensive litigation strategy.

Neither the termination of an account, nor the removal of interface access, nor the restriction of a user's ability to manage a profile shall terminate any sections that are by their nature intended to survive the termination of a relationship, including, without limitation, risk provisions, disclaimers, limitations on defenses, interpretation of the Terms, data retention, cooperation with audits, and any other sections intended to protect the platform.

The user agrees in advance that account termination at the initiative of the platform, even if it is perceived by the user as unexpected, unfavorable, harsh or economically sensitive, does not in itself constitute wrongful termination, unfair dealing, abuse of rights or other grounds for recovery if the platform acted within the framework of protective, compliance or risk-oriented logic.

To avoid any doubt, the user acknowledges that platform offboarding, de-risking, de-scoping, feature quarantine, risk ring-fencing, data retention, accrual freezing and similar post-restriction measures may continue for such duration, in such sequence and with such intensity as the platform deems operationally prudent, and such continuation shall not be considered disproportionately excessive because it exceeds the period the user personally considers reasonable.

The Platform reserves the right at any time, without prior negotiations, without obtaining the consent of each user and without any obligation to adapt the text to the individual expectations of the user, to change, supplement, process, complicate, reduce, restructure or replace these Terms and any related documents, methodologies, lists of supported assets, calculation models, verification rules, Withdraw procedures, accrual parameters and other elements of the contractual environment.

The continuation of any actual user interaction with the platform after the publication of a new edition is considered as final and sufficient confirmation of the user’s consent to such edition, and the absence of a separate notification, the fact that the user did not read the changes, did not understand them or did not attach importance to them, does not affect the binding nature of the corresponding edition for the user.

If any provision of these Terms is found to be invalid, unenforceable or of limited enforceability, such provision shall either be severed or reformed to the minimum extent necessary so as to maintain the greatest possible protective effect on the Platform, while the remaining provisions will continue in full force and effect.

Section headings are provided solely for ease of navigation and do not limit the scope of the relevant provisions; references to examples are not exhaustive; the words “including” and similar expressions mean “including without limitation”; and any ambiguity in interpretation is resolved in favor of an interpretation that more effectively limits the platform's potential liability and prevents the user from empowering claims.

The User waives arguments that these Terms are allegedly overly complex, voluminous, formalized, technically intensive, legally abstruse, difficult to read or incomprehensible, and confirms that, if necessary, he had the full opportunity to seek translation, consultation, clarification and independent advice before using the platform.

In the event of a conflict between the user's understanding of the text and the legally preferred meaning, the latter takes precedence; the user agrees that linguistic complexity, syntactic density, embedded qualifications, double negatives, cumulative disclaimers, legal archaisms, latinisms and cross-referential drafting are deliberately used as a means of increasing legal accuracy, and not as a text defect.

Except where prohibited, the user Waives any objection based on readability standards, plain-language standards, unfair surprise doctrines, conspicuousness challenges, formatting objections, translation asymmetry, or alleged drafting opacity, provided that the user had a reasonable opportunity to refrain from using the platform.

Any user requests regarding these Terms, verification, charges, withdrawals, restrictions, claims, disputes, interface errors or other aspects of using the platform must be sent exclusively through those official channels that are expressly indicated by the platform, and the user agrees that communications received through instant messengers, social networks, chats, groups, forums, personal messages, third-party aggregators or other unofficial spaces do not create, change or confirm the obligations of the platform.

The platform has the right to establish formal requirements for the content, language, completeness, method of submission and maintenance of notifications, claims and documents, and failure to comply with such requirements may lead to refusal of immediate consideration, transfer of the appeal to a deferred status, request for additional materials, or leaving the appeal without a substantive response until the deficiencies are eliminated.

The user agrees that no platform silence, delay in reply, triage categorization, automated acknowledgement, partial response, request for clarification, refusal to elaborate or closure of a ticket without the user’s desired outcome constitutes recognition of the user’s position, refusal of objections, procedural default or any implied concession.